Hurricane Information

Hurricane Information & Services
For Hurricane Season 2021

Hurricane season 2021 has ended.  Our page information is still located below and you can use the links and information all throughout the year!  We will update the information for Hurricane Season 2022 in May.  In the meantime, while we are out of Hurricane Season, it's a great time to check on your Home or Commercial Property insurance to be ready for anything mother nature may send our way!  Get a review of your current policy or find the insurance you need to be safe and sound all year long.  Just call the number above fro fast, friendly service on all your Florida Insurance needs!  We're ready to help!

Current Storm Threat Status:

Last Updated 12/12/2021 at 08:05 ET.

Green Flag: 

There are no Storm threats forecast to approach Florida at this time.


During storm season, a tropical cyclone can approach Florida with little to no warning.   Even without a storm on the way, Home insurance including Flood coverage may need a mandatory waiting period before the coverage takes effect.  Waiting until a storm is named or headed our way may affect the ability to buy insurance which becomes limited once a storm approaches Florida.  DO NOT DELAY.  If you need coverage on your Home, Business, Boat or Auto, contact our offices NOW at (800)368-4227 for a fast free quote.


Our storm threat warning system has four flag levels:
Green Flag - No storms are a threat to Florida at this time.
Yellow Flag - Storms being tracked may be a threat to Florida soon.
Tropical Storm Flag - A Tropical Storm has been named and may be a threat to Florida.
Hurricane Flags - A Hurricane has been named and may be a threat to Florida.

Hurricane Preparedness:  Are you ready for the approach of a storm this season?

Being prepared for a Hurricane or Tropical Storm first starts with knowing your county's Evacuation Zones, your building type and a plan to move inland or leave the area.  Folks in Mobile Homes, coastal homes, or other structures in the Evacuation Zone should have these plans already worked out and remain ready to leave if and when an evacuation is ordered.  There is NO reason to try and ride out a storm when you are ordered to evacuate.  When the evacuation order comes, and you live in that zone, secure your premises and leave immediately as directed to preserve life.  Let your insurance company worry about any loss to your property.  Get to a safe location out of harm's way.  Act now to make your evacuation plan and remember that your pets must have a plan as well.  DO NOT leave your pets behind to ride out the storm.  Plan ahead for their well being remembering they may not be able to use an evacuation shelter, if that is YOUR plan.

Next, prepare your home for the storm by removing potential debris from outside your home.  Planters, yard equipment, swimming pool toys, garbage cans, grills, patio tables, outdoor furniture and other potential flying objects should be brought inside your home or garage and secured.  In a storm, anything that could fly, will fly and these objects can cause serious damage or injury if not secured properly.  For tips on how and what to secure, check out the LINKS section that follows below.

Last, be sure you have enough food, water and supplies for a three day period or longer, following the conclusion of the storm's impact, in which you must assume no goods or services will be available in your area.  A direct hit from a Hurricane or Tropical Storm can bring infrastructure and basic services to a standstill and you may not be able to venture out to get supplies after the storm rages through, for days to come.  Expect the worst, then you will have what you need to survive after the storm passes.  Be sure to include the needs of your pets as well.  They will need water and food, just like you do.  More valuable information is available in the LINKS section below.

Important Links to Hurricane Information...

We have assembled some great links to more information on Hurricane preparedness and for information regarding approaching storms and after the storm passes.  Be ready for the next storm, review this information now and get your family ready for what may come our way this Hurricane season.  Bookmark this page and be ready to access this information before, during and after the storm.  While your access to the internet may be disrupted at home, the cell networks should be able to keep you connected.  We have taken steps to assure this information will be available online, even if our offices are taken out of action due to the storm.  Our site is based in Florida, but hosted far away to assure we are not affected by any storms that occur.  This information is provided as a service of the Ace Underwriting Group, however we are not responsible for the content, accuracy or information provided by the linked site owners.  When you click any link below, a new window will open and the requested site will be displayed in your browser.  We hope you enjoy the information we have provided for you.

National Hurricane Center - Information on tracking and location of storms.  Operated by NOAA and based in Miami, Florida the National Hurricane Center is the official source for tracking tropical cyclones anywhere in the Western Hemisphere.

FL Department of Emergency Management - Florida's official source for planning and recovery from Hurricanes and all other types of disasters.  Information directly from Tallahassee about being prepared, and the aftermath of any mass disaster in Florida.

US Department of Homeland Security - Information on Hurricanes from the Department of Homeland Security includes instructions for planning, evacuation and more.  Resources from the Federal Government are available from this site.

US DHS Emergency Kit - What you need in the event of an emergency planned out in advance.  Great resource for preparation for yourself, your family, your home or your business to be ready for a storm, or any emergency.  Build your emergency kit today!

FEMA National Flood Insurance Program - Important & timely information from the Federal Emergency Management Agency about flooding and Flood Insurance.  Remember, your Home Insurance policy does NOT cover Flood loss.  Every home in Florida needs protection from flood.  Click here to see why and how easy it is for you to purchase Flood protection from the Ace Underwriting Group.

Florida Fact File - Great resource from the Insurance Information Institute about Florida insurance, the biggest storms to ever hit Florida and their financial impact both at the time of the storm, and in today's dollars.  Also, information on the biggest insurance carriers in the State of Florida by premium volume and insurance type.

Florida electric utilities have substantial Hurricane preparedness plans and stand ready both before and after the storm to restore power as fast as possible.  Click on the utility that serves your home or business below for a direct link to their website.

 Duke Energy
 Florida Keys Electric Co-operative
Florida Power & Light
Florida Public Utilities Company
 Fort Pierce Utilities Authority
Gainesville Regional Utilities
Gulf Power
Homestead Energy Services
Keys Energy Services
Kissimmee Utilities Authority
Lakeland Electric
Lake Worth Utilities
New Smyrna Beach Utilities
Ocala Utility Services
Orlando Utilities Commission
Reedy Creek Improvement District
City of Tallahassee, Electric Utility

Tampa Electric Company (TECO)

Is your Home Insurance policy up to the task of protecting you properly?

A number of years ago, several insurance carriers began the practice of writing "cut rate" insurance policies that would give Florida Homeowners a choice to purchase coverage that would help to satisfy lender insurance requirements, while offering a more affordable premium option.  While this lower premium is attractive, the fine print was not always explained to the Homeowner who is under the impression that this lower cost policy gives them the coverage they need to be protected from a major loss, like that caused by a Hurricane or Tropical Storm.  Unfortunately, "cut rate" policies offer lower quality protection and to get the lower rate, coverage offered by the standard Home Insurance policy was reduced.  If you purchased a "cut rate" policy to save money on your Home Insurance, you may not have the protection that you think will be available in case of a Storm Loss.  Click here for our page on How to Spot a Cut Rate Home Insurance Policy.  If you suspect that you have purchased a cut rate policy, call us now at the Ace Underwriting Group (800)368-4227 or at the local number below and get a fast free review of your Home Insurance policy.  Nothing is worse than finding out after a loss, that your coverage is not what you thought it was.  Don't let this happen to you!  Get the facts, call us for your Home Insurance review today!

June 2, 2019